Outfund × Tide
Growth capital for Tide businesses
Tide members can access €10k–€300k of equity-free funding from Outfund. Connect your accounts, get an offer in 3 days, and repay as a flexible share of sales or in fixed instalments.
An Outfund funding offer, introduced by Tide
- Funding
- €10k–€300k
- Offer in
- 3 days
- Equity taken
- 0%
- Interest rates
- None
Why Tide businesses choose Outfund
Financing that adapts to your performance
You already run your business day-to-day in Tide. Outfund funds it — with no pitch decks, no dilution, and repayments that move with the way you actually trade.
Repay your way
Choose a flexible share of sales, so repayments fall when trade is quiet — or fixed instalments if you'd rather know the exact number each month.
One fixed fee
No interest rates and nothing that compounds. You see the total cost of the facility before you accept it.
0% equity
100% of your company belongs to you. Diluting equity belongs in the past.
How it works
From Tide to funded, in three steps
No paperwork and no pitch. Our AI reads your cashflow and builds the offer around it.
- 01
Connect your data
Securely link your banking and payment accounts — read-only, fully encrypted. Your Tide account stays exactly where it is.
- 02
We build your offer
Our AI analyses your cashflow in real time and returns a tailored offer within 3 days.
- 03
Draw down and grow
Accept the offer and the capital is yours. Repay as a share of sales or in fixed instalments — your choice.
Your data is safe with us
Encrypted, end to end
We connect to your accounts through secure, read-only integrations and encrypt your data end to end. It's never shared — bank-grade security, by design.
Build your own offer
See what your funding could look like
Move the amount, repayment model, and term to shape an offer that fits. Illustrative only — your real offer is built from your own cashflow.
Build your offer
Offer in 3 daysIllustrative monthly repayment over 9 months · example revenue
Is this you?
Let's see if we're a fit
No long forms or credit deep-dives to get started. If these sound like you, an offer could be days away.
€10k+
You're making sales
Around €10k a month coming in, give or take.
6 months
You've got a track record
You've been trading for at least six months.
UK · ES · DE
You're based here
Registered and trading in the UK, Spain or Germany.
Our track record
Trusted by 2,000+ growing businesses across Europe
Success stories
Growth capital, without the trade-offs
“Speed trumps everything and to us Outfund is among the fastest financing options available in the market.”
“Great way to get the funding you need without parting with any more equity!”
FAQ
Tide × Outfund, answered
Is this a Tide product?
No. Tide introduces its members to Outfund; the funding, the application, and the agreement are all with Outfund. Tide is not the lender.
Do I need to move my business banking?
No. Keep banking with Tide exactly as you do today. We connect to your accounts read-only to understand your cashflow.
How much can I borrow, and how quickly?
Between €10k and €300k, with an offer back within 3 days of connecting your accounts.
What does it cost?
One fixed fee, agreed upfront. There are no interest rates, so the total cost of your facility does not grow the longer you hold it.
How do repayments work?
Two options. Repay as a flexible share of your sales, so repayments track your revenue, or repay in fixed instalments if you prefer a predictable monthly amount.
Am I eligible?
You'll need at least 6 months of trading history and €10k per month in revenue. Tide members apply as UK-registered businesses; Outfund also funds businesses in Spain and Germany.
Do I give up any equity?
None. Outfund funding is entirely non-dilutive — you keep 100% of your company.
Outfund is a trading name of MTL Financial Ltd. Tide introduces its members to Outfund and does not provide the funding described on this page. Funding is subject to eligibility, application, and approval.
Ready to fund your next move?
Tide members get a tailored, equity-free Outfund offer in as little as 3 days.