Outfund

Revenue-based funding

Growth capital for ambitious businesses

Get a tailored, equity-free funding offer built from your real revenue. Repay as a flexible share of sales, or in fixed instalments.

Offer in
3 days
Equity taken
0%
Funding
£10k–£500k
A small-business founder in their café

Flexible by design

Financing that adapts to your performance

Every business is unique. That's why our flexible financing adapts to your performance, helping you scale on your terms.

Custom-built

Choose repayment style, term length, and security level to match your business.

Equity-free

100% of your company belongs to you. Diluting equity belongs in the past.

Hassle-free

Receive your offer within 3 days. The capital is yours as soon as you accept the offer.

Build your own offer

A funding offer that truly fits

Create your ideal funding structure — from repayment terms to security options. Outfund's AI does the heavy lifting.

  1. 01

    Connect your data

    Securely link your banking and payment accounts — read-only, fully encrypted.

  2. 02

    AI reads your cashflow

    Our AI analyses your cashflow in real time and matches you to an offer — no paperwork, no pitch decks.

  3. 03

    Build your offer

    Tune the amount, repayment model, and timeline until it fits your business.

Cashflow analysisAI-powered

Money in

£420k

Money out

£310k

Net

+£110k

In Out

AI-matched offer: up to £250,000

Calculated from 14 months of cashflow data

Three ways to fund growth

Capital for whatever stage you're in

From marketing expansion to managing cash flow, our funding helps you lock in — whatever stage your business is in.

Start your application

Growth capital

Enhance brand visibility and customer acquisition with upgraded digital spend.

  • Advertising expenses
  • Inventory expenses

Working capital

Ensure smooth day-to-day functioning and cover immediate expenses and short-term liabilities.

  • Runway extension
  • Invoice funding

Expansion loans

Fund the bigger moves — enter new markets or finance strategic acquisitions.

  • Geo expansion
  • M&A activities

Who we fund

Funding for SMEs of all kinds

From online brands to high-street shops — we back businesses with steady revenue, across sectors.

£10k+

You're making sales

Around £10k a month coming in, give or take.

6 months

You've got a track record

You've been trading for at least six months.

UK · ES · DE

You're based here

Registered and trading in the UK, Spain or Germany.

  • SaaS
  • E-commerce
  • Retail
  • Hospitality
  • Marketplaces
  • D2C brands
  • Subscription
  • Wholesale
  • Health & wellness
  • Agencies
  • Professional services
  • …and many more

Our track record

2000+
Customers
£400m
Funds deployed
8
Countries covered

Trusted by 2,000+ growing businesses across Europe

  • badi
  • betts
  • bhumi
  • cocunat
  • cycleexchange
  • goodpairdays
  • gophr
  • gro
  • hannun
  • incapto
  • mermadehair
  • mrboho
  • nudea
  • otty
  • pangea
  • sergedenimes
  • subpod
  • theharmonic
  • badi
  • betts
  • bhumi
  • cocunat
  • cycleexchange
  • goodpairdays
  • gophr
  • gro
  • hannun
  • incapto
  • mermadehair
  • mrboho
  • nudea
  • otty
  • pangea
  • sergedenimes
  • subpod
  • theharmonic

Success stories

Growth capital, without the trade-offs

32%average YoY growth
Speed trumps everything and to us Outfund is among the fastest financing options available in the market.
Dushyant BaravkarFounder, Bhumi
increase in subscriptions
Great way to get the funding you need without parting with any more equity!
Lemon FullerFounder, Lemonade Dolls

Partner with Outfund

Drive growth for your clients

Two ways to partner with us — embed our financing in your product, or refer your clients and earn on every deal.

Embedded

Embedded finance

Offer fast, flexible funding to your users directly inside your platform — via API or widget, under your own brand. We handle the risk, funding, and operations.

  • Launch with a simple API or plug-and-play widget
  • Fully white-label, under your brand
  • New revenue stream and stronger user retention
Broker

Brokers & introducers

Partner with Outfund to drive business growth. Benefit from fast and flexible financing solutions for your customers.

  • Complete ownership — maintain all communications with your clients
  • Approved funding offers in under 3 days
  • One simple fixed fee — no interest rates — and a commission on every referral

Your data is safe with us

Encrypted, end to end

We connect to your accounts through secure, read-only integrations and encrypt your data end to end. It's never shared — bank-grade security, by design.

256-bit encryptionRead-only accessGDPR compliant