Outfund

FAQ

Questions, answered

Everything you need to know about funding, eligibility, repayments, and how we keep your data safe.

How much funding do you offer?

We can provide between £10,000 and £500,000 at a time.

What do I need to qualify?

Our minimum criteria is 6 months of trading history and £10k per month in revenue.

Which countries do you support?

We support companies registered and trading in the UK, Spain and Germany.

How do you calculate offers?

Funding offers are based on the current performance of your business, taking into account any outstanding debt, financial situation and levels of affordability.

How long does it take to receive an offer?

We aim to process applications within 3 days.

Will applying affect my credit score?

No — during our underwriting process we only perform a soft credit check.

Why do I need to connect my bank account?

We use Open Banking to securely connect to your business bank account with read-only access, to verify your business and calculate repayments. Bank statements are an alternative.

How are repayments taken?

We offer either revenue-share or fixed repayments. Both are taken via direct debit, on a daily or weekly basis.

How long do I have to pay back the funding?

We can offer funding over 3, 6, 9 and 12 months, with options based on your business performance.

When can I apply for additional funding?

Once you're a good way through repaying your current facility, you can apply for a top-up — subject to eligibility and your business performance.

How do you secure my company information?

Your data is encrypted and is never shared with third parties without your consent, in line with our privacy policy.

Ready to supercharge your growth?

Get a tailored, equity-free funding offer in as little as 3 days.