Funding
Funding that works the way you do
No pitch decks, no giving up a slice of your company. Connect your accounts and we'll build an offer around how you actually grow.
Build your own offer
An offer that truly fits
You're in control. Choose your amount, repayment model, and timeline — then watch the repayment cashflow update in real time. Revenue-based flexes with your sales; fixed stays the same each month.
Build your offer
Offer in 3 daysIllustrative monthly repayment over 9 months · example revenue
No dilution or guarantees
Keep 100% of your business. No equity given up, no mandatory personal guarantees.
Funded quicker, for less
A tailored offer in as little as 3 days, with one simple fee — no interest, no hidden costs.
Dedicated support
A Growth Manager checks in, advises on your growth, and opens up our partner network.
Continuous funding
Top up or re-draw as you grow — come back for more capital as your revenue climbs, without starting from scratch.
Three ways to fund growth
Capital for whatever stage you're in
From marketing expansion to managing cash flow, our funding helps you lock in — whatever stage your business is in.
Growth capital
Enhance brand visibility and customer acquisition with upgraded digital spend.
- Advertising expenses
- Inventory expenses
Working capital
Ensure smooth day-to-day functioning and cover immediate expenses and short-term liabilities.
- Runway extension
- Invoice funding
Expansion loans
Fund the bigger moves — enter new markets or finance strategic acquisitions.
- Geo expansion
- M&A activities
Connections & AI
Your data does the heavy lifting
Securely connect the tools you already use — everything is read-only and encrypted — and our AI turns it into a funding offer in real time.
- 1
Real-time analysis
The moment you connect, our AI reads your revenue and cashflow — no spreadsheets, no manual underwriting.
- 2
Soft credit check only
We run a soft check, so applying never affects your credit score.
- 3
A tailored offer in 3 days
Your offer is matched to your real performance and ready in as little as 3 days.
Money in
£420k
Money out
£310k
Net
+£110k
AI-matched offer: up to £250,000
Calculated from 14 months of cashflow data
Connect your accounts
Stripe
Shopify
PayPal
Adyen
Google Ads
Meta
TikTok
WooCommerce
Xero
QuickBooks- Stripe
- Shopify
- PayPal
- Adyen
- Google Ads
- Meta
- TikTok
- WooCommerce
- Xero
- QuickBooks
The Outfund Card
Put your funding to work, instantly
Your capital lands in your Outfund wallet — spend it the way that suits your business.
Virtual card
Spend on marketing the moment your facility is live.
Invoice payments
Pay suppliers and bills directly — processed within two working days.
Bank transfers
Move funds to your account for whatever your growth needs.
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Virtual card
Growth spend
The process
From application to top-up
No lengthy paperwork, no pitch decks. You connect your accounts, our AI does the analysis, and you get a tailored offer — often within a day. Here's the full journey.
- 01
Apply for funding
Securely connect your banking and payment accounts. We analyse your revenue data in real time and return a tailored offer from £10k to £500k within 3 days.
- 02
Select an offer
100% of the capital is available as soon as you accept. Ramp up investment in your business to fuel growth.
- 03
Use your funds
Capital is credited to your account — spend via virtual card, invoice payments, or bank transfer.
- 04
Repay on your terms
Pay back with a small share of your sales. Repayments flex with your revenue — quiet month, lower repayments.
- 05
Scale faster
Tap our network of growth partners, specialist agencies, and VCs to hit your long-term milestones.
- 06
Top up
Once you've repaid a third of your facility, unlock more capital so you can keep scaling without limits.
Repayment models
Repay the way that suits you
Revenue-based financing
Up-front capital in exchange for a small percentage of future earnings. Repayments flex up and down with your sales.
Fixed-term loans
Up-front capital in exchange for a fixed repayment amount over a set term — simple and predictable.
Is this you?
Let's see if we're a fit
No long forms or credit deep-dives to get started. If these sound like you, an offer could be days away.
£10k+
You're making sales
Around £10k a month coming in, give or take.
6 months
You've got a track record
You've been trading for at least six months.
UK · ES · DE
You're based here
Registered and trading in the UK, Spain or Germany.
Ready to supercharge your growth?
Get a tailored, equity-free funding offer in as little as 3 days.